/* Shared legal page stylesheet — bank-ready, conservative, readable */
:root{
  --bg:#fff;--bg-soft:#f8fafc;--bg-cream:#fbfaf6;--bg-dark:#06080f;
  --ink:#0f172a;--body:#334155;--muted:#64748b;--line:#e2e8f0;--line-dark:#1f2937;
  --gold:#a08156;--gold-bright:#d6b370;
  --radius:8px;--radius-lg:14px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg-cream);line-height:1.65;font-size:16px;font-weight:400;-webkit-font-smoothing:antialiased}
a{color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);transition:border-color .15s ease}
a:hover{border-bottom-color:var(--gold)}
img{max-width:100%;display:block}
.legal-topbar{background:#fff;border-bottom:1px solid var(--line)}
.legal-topbar-inner{max-width:1080px;margin:0 auto;padding:18px 28px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.legal-brand{font-size:14px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ink);border:0}
.legal-brand:hover{color:var(--gold);border:0}
.legal-back{font-size:12px;color:var(--muted);font-weight:500;letter-spacing:.06em;border:0}
.legal-back:hover{color:var(--ink);border:0}

main.legal{max-width:880px;margin:0 auto;padding:64px 28px}
.legal-kicker{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.legal h1{font-size:clamp(1.8rem,3.2vw,2.4rem);font-weight:300;letter-spacing:-.025em;line-height:1.15;margin-bottom:14px;color:var(--ink)}
.legal-meta{font-size:13px;color:var(--muted);margin-bottom:36px;padding-bottom:18px;border-bottom:1px solid var(--line)}
.legal h2{font-size:1.15rem;font-weight:600;letter-spacing:-.01em;color:var(--ink);margin:32px 0 12px}
.legal h3{font-size:1rem;font-weight:600;color:var(--ink);margin:18px 0 8px}
.legal p{color:var(--body);margin-bottom:14px}
.legal ul,.legal ol{margin:8px 0 18px 24px;color:var(--body)}
.legal li{margin-bottom:6px;line-height:1.65}
.legal strong{color:var(--ink);font-weight:600}
.legal-callout{background:#fff;border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:18px 22px;margin:22px 0;font-size:14.5px;line-height:1.65;color:var(--body)}
.legal-callout strong{color:var(--ink)}
.legal-table{width:100%;border-collapse:collapse;margin:18px 0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;font-size:14px}
.legal-table th,.legal-table td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.legal-table th{background:var(--bg-soft);font-weight:600;color:var(--ink);font-size:12px;letter-spacing:.06em;text-transform:uppercase}
.legal-table tr:last-child td{border-bottom:0}
.legal hr{border:0;height:1px;background:var(--line);margin:32px 0}
.legal-sig{margin-top:36px;padding-top:24px;border-top:1px solid var(--line);font-size:13px;color:var(--muted);line-height:1.7}
.legal-sig strong{color:var(--ink);font-weight:600}

footer.legal-footer{background:var(--bg-dark);color:#94a3b8;padding:36px 28px;margin-top:64px;font-size:12px;line-height:1.7}
footer.legal-footer .lf-inner{max-width:1080px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
footer.legal-footer a{color:#cbd5e1;border-bottom-color:#1f2937}
footer.legal-footer a:hover{color:#fff;border-bottom-color:var(--gold-bright)}
footer.legal-footer span{color:#64748b}

@media(max-width:640px){
  main.legal{padding:40px 22px}
  .legal-topbar-inner{padding:14px 22px}
  footer.legal-footer .lf-inner{flex-direction:column;align-items:flex-start;gap:8px}
}